Services include, but are not limited to, the following:

Comprehensive Financial Planning
Insurance Planning
Retirement Planning
Long Term Care Insurance
Disability Income Protection
Buy & Sell Funding Plans
College Funding Programs*
Charitable Gifting Strategies*

*These services may incorporate securities and advisory
services, offered by Dr. Christopher Sparks, a registered
representative of United Planners Financial Services,
a Limited Partnership. Member: FINRA, SIPC.
APG and United Planners are not affiliated.